/* =============================================================
   Reuss Finanz AG — Premium Wealth Management Site
   Hand-crafted design system. No framework dependency.
   ============================================================= */

:root{
  /* palette */
  --navy:        #0b1a2b;
  --navy-2:      #0f2238;
  --navy-3:      #15314f;
  --graphite:    #1c2330;
  --ink:         #0a121d;
  --ivory:       #f6f1e7;
  --ivory-2:     #fbf8f1;
  --paper:       #ffffff;
  --line:        #e6dfd0;
  --line-dark:   rgba(200,168,107,.18);
  --gold:        #c8a86b;
  --gold-2:      #b9974f;
  --gold-soft:   #e3cd9b;
  --text:        #2a2f3a;
  --text-soft:   #5b6473;
  --text-light:  rgba(255,255,255,.78);
  --text-light-soft: rgba(255,255,255,.55);

  /* type */
  --ff-serif: "Cormorant Garamond", "Times New Roman", Georgia, serif;
  --ff-sans:  "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;

  /* layout */
  --container: 1240px;
  --radius:    4px;
  --radius-lg: 8px;

  /* motion */
  --ease: cubic-bezier(.2,.7,.2,1);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family:var(--ff-sans);
  font-size:16px;
  line-height:1.65;
  color:var(--text);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:0;background:none;color:inherit}

::selection{background:var(--gold);color:var(--navy)}

.container{
  width:100%;
  max-width:var(--container);
  margin:0 auto;
  padding:0 32px;
}
@media (max-width:720px){ .container{padding:0 22px} }

/* ---------- TOPBAR ---------- */
.topbar{
  background:var(--ink);
  color:var(--text-light-soft);
  font-size:12px;
  letter-spacing:.08em;
  text-transform:uppercase;
  border-bottom:1px solid rgba(255,255,255,.04);
}
.topbar__row{
  display:flex;justify-content:space-between;align-items:center;
  min-height:40px;
}
.topbar__item{display:inline-flex;align-items:center;gap:10px}
.topbar__item--alt{color:rgba(255,255,255,.45)}
.dot{width:6px;height:6px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 3px rgba(200,168,107,.18)}
@media (max-width:720px){ .topbar__item--alt{display:none} }

/* ---------- HEADER ---------- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(11,26,43,.92);
  backdrop-filter:saturate(160%) blur(12px);
  -webkit-backdrop-filter:saturate(160%) blur(12px);
  border-bottom:1px solid rgba(200,168,107,.14);
  transition:background .3s var(--ease), border-color .3s var(--ease);
}
.site-header.is-scrolled{background:rgba(8,18,30,.96)}
.site-header__row{
  display:flex;align-items:center;justify-content:space-between;
  min-height:84px;gap:24px;
}
.brand{display:inline-flex;align-items:center;color:#fff;line-height:1}
.brand__mark,.brand__text{display:none !important}
.brand::before{
  content:"";
  display:block;
  width:188px;height:62px;
  background:url("images/reuss-logo.svg") no-repeat left center;
  background-size:contain;
}
.brand--footer::before{
  width:172px;height:58px;
}
@media (max-width:560px){
  .brand::before{width:150px;height:50px}
}

.nav{display:flex;gap:30px;align-items:center}
.nav a{
  position:relative;
  font-size:13.5px;color:rgba(255,255,255,.78);
  letter-spacing:.04em;
  padding:6px 0;
  transition:color .25s var(--ease);
}
.nav a::after{
  content:"";position:absolute;left:0;right:100%;bottom:0;height:1px;
  background:var(--gold);transition:right .35s var(--ease);
}
.nav a:hover{color:#fff}
.nav a:hover::after{right:0}

.header-cta{display:flex;align-items:center;gap:14px}

.hamburger{
  display:none;width:42px;height:42px;border:1px solid rgba(200,168,107,.4);
  border-radius:2px;align-items:center;justify-content:center;flex-direction:column;gap:5px;
}
.hamburger span{display:block;width:18px;height:1px;background:#fff;transition:transform .3s var(--ease),opacity .2s}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

.mobile-nav{
  display:none;flex-direction:column;gap:4px;
  padding:20px 22px 28px;background:var(--navy-2);
  border-top:1px solid rgba(200,168,107,.14);
}
.mobile-nav a{
  color:rgba(255,255,255,.85);padding:12px 0;
  border-bottom:1px solid rgba(255,255,255,.06);
  font-size:15px;letter-spacing:.04em;
}
.mobile-nav .btn{margin-top:14px}

@media (max-width:980px){
  .nav{display:none}
  .header-cta .btn{display:none}
  .hamburger{display:inline-flex}
  .mobile-nav.is-open{display:flex}
}

/* ---------- BUTTONS ---------- */
.btn{
  position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:15px 26px;font-size:13.5px;letter-spacing:.14em;text-transform:uppercase;
  font-weight:500;border-radius:2px;
  transition:transform .25s var(--ease), background .25s var(--ease), color .25s var(--ease), box-shadow .3s var(--ease);
  white-space:nowrap;
}
.btn--sm{padding:11px 18px;font-size:12px}
.btn--lg{padding:18px 30px;font-size:14px}
.btn--block{display:flex;width:100%}
.btn__arrow{transition:transform .3s var(--ease);display:inline-block}
.btn:hover .btn__arrow{transform:translateX(4px)}

.btn--primary{
  background:linear-gradient(180deg,var(--gold) 0%,var(--gold-2) 100%);
  color:var(--navy);
  box-shadow:0 8px 24px -10px rgba(200,168,107,.55), inset 0 1px 0 rgba(255,255,255,.4);
}
.btn--primary:hover{
  transform:translateY(-1px);
  box-shadow:0 14px 30px -10px rgba(200,168,107,.65), inset 0 1px 0 rgba(255,255,255,.4);
}

.btn--ghost{
  background:transparent;color:#fff;
  border:1px solid rgba(255,255,255,.35);
}
.btn--ghost:hover{background:rgba(255,255,255,.06);border-color:var(--gold);color:var(--gold-soft)}

/* dark-on-light ghost variant */
.section--ivory .btn--ghost,
.section--light .btn--ghost{
  color:var(--navy);border-color:rgba(11,26,43,.25);
}
.section--ivory .btn--ghost:hover,
.section--light .btn--ghost:hover{
  border-color:var(--gold);color:var(--gold-2);background:rgba(200,168,107,.06);
}

/* ---------- TYPOGRAPHY ---------- */
.display{
  font-family:var(--ff-serif);
  font-weight:500;
  font-size:clamp(40px, 5.6vw, 76px);
  line-height:1.04;letter-spacing:-.01em;
  color:#fff;margin:24px 0 22px;
}
.display em{
  font-style:italic;color:var(--gold-soft);font-weight:500;
}
.h2{
  font-family:var(--ff-serif);
  font-weight:500;
  font-size:clamp(30px,3.6vw,48px);
  line-height:1.1;letter-spacing:-.005em;
  color:var(--navy);margin:0 0 18px;
}
.h2--light{color:#fff}
.h2 .accent{color:var(--gold-2);font-style:italic;font-weight:500;display:block}
.h3{
  font-family:var(--ff-serif);font-weight:500;
  font-size:clamp(22px,2vw,28px);line-height:1.2;
  color:var(--navy);margin:0;
}
h4{font-family:var(--ff-sans);font-weight:600;font-size:13px;letter-spacing:.14em;text-transform:uppercase;margin:0 0 10px;color:var(--navy)}

.eyebrow{
  display:inline-flex;align-items:center;gap:14px;
  font-size:11.5px;letter-spacing:.28em;text-transform:uppercase;
  color:var(--gold-2);font-weight:600;
}
.eyebrow--light{color:var(--gold-soft)}
.eyebrow__line{
  display:inline-block;width:34px;height:1px;background:var(--gold);
}

.lede{
  font-size:18px;line-height:1.65;color:var(--text-light);
  max-width:60ch;margin:0 0 38px;
}
.prose{font-size:16.5px;line-height:1.78;color:var(--text-soft);margin:0 0 18px;max-width:62ch}
.prose--light{color:var(--text-light)}
.footnote{font-size:13px;color:var(--text-soft);text-align:center;margin:38px auto 0;max-width:64ch}

/* ---------- HERO ---------- */
.hero{
  position:relative;overflow:hidden;
  background:linear-gradient(180deg,#0a1726 0%, #0b1a2b 55%, #0d2038 100%);
  color:#fff;
  padding:90px 0 100px;
  isolation:isolate;
}
.hero__bg{position:absolute;inset:0;z-index:-1}
.hero__grid{
  position:absolute;inset:0;
  background-image:
    linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);
  background-size:80px 80px;
  mask-image:radial-gradient(ellipse at 70% 30%, #000 30%, transparent 75%);
  -webkit-mask-image:radial-gradient(ellipse at 70% 30%, #000 30%, transparent 75%);
  opacity:.7;
}
.hero__glow{
  position:absolute;
  top:-220px;right:-260px;width:760px;height:760px;border-radius:50%;
  background:radial-gradient(closest-side, rgba(255,255,255,.04), rgba(255,255,255,0) 72%);
  filter:blur(28px);
}

.hero__inner{
  display:grid;grid-template-columns:1.25fr .9fr;gap:80px;align-items:center;
  position:relative;
}
@media (max-width:1080px){ .hero__inner{grid-template-columns:1fr;gap:54px} }

.hero__ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:54px}

.hero__pillars{
  list-style:none;padding:0;margin:0;
  display:grid;grid-template-columns:repeat(2,1fr);gap:18px 36px;
  border-top:1px solid rgba(200,168,107,.18);
  padding-top:28px;
}
.hero__pillars li{
  display:flex;gap:14px;align-items:baseline;
  font-size:14px;color:var(--text-light);letter-spacing:.01em;
}
.hero__pillars span{
  font-family:var(--ff-serif);font-style:italic;color:var(--gold);font-size:13px;
  min-width:24px;
}

.hero__card{
  background:linear-gradient(180deg, rgba(255,255,255,.04), rgba(255,255,255,.015));
  border:1px solid rgba(200,168,107,.22);
  padding:34px 32px 28px;
  border-radius:var(--radius-lg);
  position:relative;
  backdrop-filter:blur(8px);
  box-shadow:0 30px 60px -30px rgba(0,0,0,.6);
}
.hero__card::before{
  content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;
  background:linear-gradient(180deg,rgba(255,255,255,.08),transparent 40%);
  mix-blend-mode:overlay;
}
.hero__card-head{
  display:flex;justify-content:space-between;align-items:center;
  padding-bottom:18px;margin-bottom:22px;
  border-bottom:1px solid rgba(200,168,107,.18);
}
.hero__card-label{font-family:var(--ff-serif);font-style:italic;color:#fff;font-size:18px}
.hero__card-id{font-size:10.5px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold-soft)}
.alloc{display:grid;gap:18px}
.alloc__row{
  display:grid;grid-template-columns:1.2fr 2fr .8fr;gap:14px;align-items:center;
  font-size:13px;color:var(--text-light);
}
.alloc__name{letter-spacing:.02em}
.alloc__val{text-align:right;color:var(--gold-soft);font-size:11.5px;letter-spacing:.16em;text-transform:uppercase}
.alloc__bar{height:4px;background:rgba(255,255,255,.07);border-radius:4px;overflow:hidden}
.alloc__bar i{
  display:block;height:100%;width:0;
  background:linear-gradient(90deg,var(--gold),var(--gold-soft));
  border-radius:4px;
  animation:grow 1.6s var(--ease) forwards;
  animation-delay:.3s;
}
@keyframes grow{from{width:0}to{width:var(--w)}}
.hero__card-foot{
  margin:24px 0 0;font-size:12px;color:var(--text-light-soft);line-height:1.6;
  padding-top:18px;border-top:1px solid rgba(255,255,255,.06);
}

.hero__scroll{
  position:absolute;left:50%;bottom:24px;transform:translateX(-50%);
  display:flex;flex-direction:column;align-items:center;gap:10px;
  font-size:10px;letter-spacing:.34em;text-transform:uppercase;color:rgba(255,255,255,.4);
}
.hero__scroll-line{width:1px;height:46px;background:linear-gradient(180deg,var(--gold),transparent);animation:scrollLine 2.2s var(--ease) infinite}
@keyframes scrollLine{0%{transform:scaleY(0);transform-origin:top}50%{transform:scaleY(1);transform-origin:top}51%{transform-origin:bottom}100%{transform:scaleY(0);transform-origin:bottom}}
@media (max-width:1080px){ .hero__scroll{display:none} }

/* ---------- TICKER ---------- */
.ticker{
  background:var(--ink);color:var(--gold-soft);
  border-top:1px solid rgba(200,168,107,.14);
  border-bottom:1px solid rgba(200,168,107,.14);
  overflow:hidden;
}
.ticker__track{
  display:flex;gap:38px;
  white-space:nowrap;
  padding:18px 0;
  animation:tick 48s linear infinite;
  font-family:var(--ff-serif);font-style:italic;font-size:18px;
}
.ticker__track span{flex:0 0 auto}
@keyframes tick{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ---------- SECTIONS ---------- */
.section{padding:120px 0;position:relative}
@media (max-width:720px){ .section{padding:80px 0} }
.section--tight{padding:90px 0}
@media (max-width:720px){ .section--tight{padding:60px 0} }
.section--light{background:var(--paper)}
.section--ivory{background:var(--ivory-2);position:relative}
.section--ivory::before{
  content:"";position:absolute;top:0;left:0;right:0;height:1px;
  background:linear-gradient(90deg,transparent,var(--line),transparent);
}
.section--dark{
  background:linear-gradient(180deg, #0a1726 0%, #0b1a2b 100%);
  color:#fff;position:relative;
}
.section--dark::before,.section--dark::after{
  content:"";position:absolute;left:0;right:0;height:1px;
  background:linear-gradient(90deg,transparent,rgba(200,168,107,.35),transparent);
}
.section--dark::before{top:0} .section--dark::after{bottom:0}

.section__head{
  display:grid;grid-template-columns:auto 1fr;gap:36px;align-items:start;
  margin-bottom:64px;max-width:1000px;
}
.section__head .eyebrow{margin-bottom:14px}
.section__num{
  font-family:var(--ff-serif);font-style:italic;font-weight:500;
  font-size:18px;color:var(--gold-2);
  padding-top:10px;
  border-top:1px solid var(--gold);
  min-width:60px;
}
.section__num--light{color:var(--gold);border-top-color:var(--gold)}
.section__sub{
  font-size:17px;color:var(--text-soft);line-height:1.7;max-width:62ch;margin:6px 0 0;
}
.section__sub--light{color:var(--text-light)}
@media (max-width:720px){
  .section__head{grid-template-columns:1fr;gap:18px;margin-bottom:46px}
  .section__num{border-top:none;padding-top:0;font-size:14px}
}

/* ---------- PILLARS ---------- */
.pillars{
  display:grid;grid-template-columns:repeat(3,1fr);
  border-top:1px solid var(--line);
  border-left:1px solid var(--line);
}
.pillar{
  padding:42px 36px 38px;
  border-right:1px solid var(--line);
  border-bottom:1px solid var(--line);
  background:var(--paper);
  transition:background .35s var(--ease), transform .35s var(--ease);
  position:relative;
}
.pillar::after{
  content:"";position:absolute;left:0;top:0;width:0;height:2px;background:var(--gold);
  transition:width .5s var(--ease);
}
.pillar:hover{background:#fcfaf4}
.pillar:hover::after{width:100%}
.pillar__num{
  font-family:var(--ff-serif);font-style:italic;
  font-size:15px;color:var(--gold-2);letter-spacing:.1em;
  display:inline-block;margin-bottom:22px;
}
.pillar h3{font-family:var(--ff-serif);font-weight:500;font-size:22px;line-height:1.25;color:var(--navy);margin:0 0 12px}
.pillar p{font-size:15px;line-height:1.65;color:var(--text-soft);margin:0}
@media (max-width:980px){ .pillars{grid-template-columns:repeat(2,1fr)} }
@media (max-width:640px){ .pillars{grid-template-columns:1fr} }

/* ---------- TWO COL ---------- */
.two-col{
  display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;align-items:start;
}
@media (max-width:980px){ .two-col{grid-template-columns:1fr;gap:40px} }
.two-col__left .section__num{margin-bottom:18px;display:inline-block}
.two-col__left .h2{margin-top:14px}

.kpi-row{
  display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px;
  padding-top:32px;border-top:1px solid rgba(200,168,107,.18);
}
.kpi__label{display:block;font-size:11px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-soft);margin-bottom:8px}
.kpi__value{font-family:var(--ff-serif);font-size:20px;color:#fff;line-height:1.2}
@media (max-width:640px){ .kpi-row{grid-template-columns:1fr;gap:18px} }

/* ---------- DUO (FESTGELD/TAGESGELD) ---------- */
.duo{
  display:grid;grid-template-columns:1fr 1fr;gap:32px;
}
@media (max-width:880px){ .duo{grid-template-columns:1fr} }

.duo__card{
  background:#fff;
  border:1px solid var(--line);
  padding:48px 44px 40px;
  border-radius:var(--radius-lg);
  position:relative;
  transition:transform .4s var(--ease), box-shadow .4s var(--ease), border-color .4s var(--ease);
  display:flex;flex-direction:column;
}
.duo__card:hover{
  transform:translateY(-4px);
  box-shadow:0 30px 60px -30px rgba(11,26,43,.25);
  border-color:var(--gold-soft);
}
.duo__card--alt{background:linear-gradient(180deg,#fffcf4,#fbf6ea)}
.duo__head{margin-bottom:26px}
.duo__tag{
  display:inline-block;font-size:10.5px;letter-spacing:.28em;text-transform:uppercase;
  color:var(--gold-2);font-weight:600;margin-bottom:18px;
  padding:6px 12px;border:1px solid var(--gold-soft);border-radius:999px;
}
.duo__lede{font-size:15.5px;color:var(--text-soft);line-height:1.7;margin:10px 0 0;max-width:42ch}
.ticklist{list-style:none;padding:0;margin:0 0 26px;border-top:1px solid var(--line);}
.ticklist li{
  padding:14px 0 14px 28px;border-bottom:1px solid var(--line);
  font-size:15px;color:var(--text);position:relative;
}
.ticklist li::before{
  content:"";position:absolute;left:0;top:50%;transform:translateY(-50%) rotate(45deg);
  width:8px;height:4px;border-right:1.5px solid var(--gold-2);border-bottom:1.5px solid var(--gold-2);
}
.duo__note{font-size:13px;color:var(--text-soft);font-style:italic;margin:0 0 22px;line-height:1.6}

/* ---------- SERVICES ---------- */
.services{
  display:grid;grid-template-columns:repeat(3,1fr);gap:28px;
}
@media (max-width:980px){ .services{grid-template-columns:repeat(2,1fr)} }
@media (max-width:640px){ .services{grid-template-columns:1fr} }

.service{
  padding:38px 32px 34px;
  background:linear-gradient(180deg,#fff,#fbf8f1);
  border:1px solid var(--line);
  border-radius:var(--radius-lg);
  transition:transform .4s var(--ease), box-shadow .4s var(--ease);
  position:relative;
}
.service:hover{
  transform:translateY(-4px);
  box-shadow:0 24px 50px -28px rgba(11,26,43,.25);
}
.service__ic{
  width:54px;height:54px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  background:linear-gradient(180deg, rgba(200,168,107,.14), rgba(200,168,107,.04));
  color:var(--gold-2);margin-bottom:26px;
  border:1px solid var(--gold-soft);
}
.service__ic svg{width:26px;height:26px}
.service h3{font-family:var(--ff-serif);font-weight:500;font-size:22px;line-height:1.25;color:var(--navy);margin:0 0 12px}
.service p{font-size:14.5px;line-height:1.7;color:var(--text-soft);margin:0}
.service__list{
  list-style:none;padding:18px 0 0;margin:18px 0 0;
  border-top:1px solid var(--line);
  display:grid;gap:9px;
}
.service__list li{
  position:relative;padding-left:18px;
  font-size:13.5px;line-height:1.55;color:var(--text);
}
.service__list li::before{
  content:"";position:absolute;left:0;top:9px;
  width:8px;height:1px;background:var(--gold);
}
.service__tag{
  display:inline-block;margin-top:18px;
  font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--gold-2);font-weight:600;
  padding:5px 11px;border:1px solid var(--gold-soft);border-radius:999px;
}

/* ---------- AUDIENCE ---------- */
.audience{
  display:grid;grid-template-columns:repeat(3,1fr);gap:28px;
}
@media (max-width:980px){ .audience{grid-template-columns:1fr} }

.audience__card{
  background:#fff;border:1px solid var(--line);
  padding:40px 36px 34px;border-radius:var(--radius-lg);
  position:relative;display:flex;flex-direction:column;gap:22px;
  transition:transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s var(--ease);
}
.audience__card:hover{transform:translateY(-4px);box-shadow:0 24px 50px -28px rgba(11,26,43,.25)}
.audience__card--featured{
  background:linear-gradient(180deg,var(--navy) 0%, var(--navy-2) 100%);
  color:#fff;border-color:rgba(200,168,107,.3);
}
.audience__card--featured h3,
.audience__card--featured h4{color:#fff}
.audience__card--featured .audience__lede{color:var(--text-light)}
.audience__card--featured ul li{color:rgba(255,255,255,.78)}
.audience__card--featured ul li::before{background:var(--gold)}
.audience__card--featured .audience__step{color:var(--gold)}
.audience__card--featured .audience__block{border-color:rgba(255,255,255,.08)}

.audience__step{
  font-family:var(--ff-serif);font-style:italic;font-size:60px;line-height:1;
  color:var(--gold);opacity:.7;
}
.audience__card h3{font-family:var(--ff-serif);font-weight:500;font-size:26px;line-height:1.2;margin:0;color:var(--navy)}
.audience__lede{font-size:15px;line-height:1.65;color:var(--text-soft);margin:0}
.audience__block{padding-top:18px;border-top:1px solid var(--line)}
.audience__block ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.audience__block ul li{
  position:relative;padding-left:18px;font-size:14px;line-height:1.55;color:var(--text-soft);
}
.audience__block ul li::before{
  content:"";position:absolute;left:0;top:9px;width:6px;height:6px;background:var(--gold-2);transform:rotate(45deg);
}

/* ---------- TIMELINE ---------- */
.timeline{
  list-style:none;padding:0;margin:0;
  display:grid;grid-template-columns:repeat(4,1fr);gap:0;
  position:relative;
}
.timeline::before{
  content:"";position:absolute;left:0;right:0;top:32px;height:1px;
  background:linear-gradient(90deg,transparent, rgba(200,168,107,.5) 10%, rgba(200,168,107,.5) 90%, transparent);
}
.timeline__item{
  position:relative;padding:0 24px;
  border-right:1px solid rgba(200,168,107,.12);
}
.timeline__item:last-child{border-right:none}
.timeline__num{
  display:inline-flex;align-items:center;justify-content:center;
  width:64px;height:64px;border-radius:50%;
  background:var(--navy-2);border:1px solid var(--gold);
  font-family:var(--ff-serif);font-style:italic;font-size:20px;color:var(--gold);
  margin-bottom:28px;position:relative;z-index:1;
}
.timeline__item h3{
  font-family:var(--ff-serif);font-weight:500;font-size:24px;color:#fff;margin:0 0 12px;
}
.timeline__item p{font-size:14.5px;line-height:1.7;color:var(--text-light);margin:0}
@media (max-width:880px){
  .timeline{grid-template-columns:1fr;gap:24px}
  .timeline::before{display:none}
  .timeline__item{padding:24px 0 0;border-right:none;border-top:1px solid rgba(200,168,107,.18)}
  .timeline__item:first-child{border-top:none;padding-top:0}
  .timeline__num{margin-bottom:18px}
}

/* ---------- FORM ---------- */
.section--form{padding-top:120px;padding-bottom:120px}
.two-col--form{grid-template-columns:.85fr 1.15fr}
@media (max-width:980px){ .two-col--form{grid-template-columns:1fr} }

.contact-points{
  list-style:none;padding:0;margin:30px 0 0;
  border-top:1px solid var(--line);
}
.contact-points li{
  display:grid;grid-template-columns:140px 1fr;gap:18px;align-items:baseline;
  padding:16px 0;border-bottom:1px solid var(--line);
}
.contact-points__lbl{font-size:11px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-2);font-weight:600}
.contact-points__val{font-size:15px;color:var(--text)}

.form{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:44px 42px;
  display:grid;gap:18px;
  box-shadow:0 30px 60px -40px rgba(11,26,43,.25);
}
.form__row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width:640px){ .form__row{grid-template-columns:1fr} .form{padding:32px 24px} }

.field{display:flex;flex-direction:column;gap:8px}
.field > span{
  font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--navy);font-weight:600;
}
.field input,
.field select,
.field textarea{
  font-family:inherit;font-size:15px;color:var(--ink);
  background:#fcfaf4;
  border:1px solid var(--line);
  border-radius:3px;
  padding:14px 16px;outline:none;
  transition:border-color .25s var(--ease), background .25s var(--ease), box-shadow .25s var(--ease);
}
.field textarea{resize:vertical;min-height:110px}
.field input:focus,
.field select:focus,
.field textarea:focus{
  border-color:var(--gold);background:#fff;
  box-shadow:0 0 0 4px rgba(200,168,107,.12);
}
.field select{cursor:pointer}

.consent{
  display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start;
  font-size:13px;line-height:1.55;color:var(--text-soft);
  padding:8px 0;
}
.consent input{
  width:18px;height:18px;margin-top:3px;accent-color:var(--gold-2);
}
.consent a{color:var(--navy);border-bottom:1px solid var(--gold)}

.form__micro{
  text-align:center;font-size:12px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--text-soft);margin:6px 0 0;
}
.form__success{
  background:rgba(200,168,107,.1);border:1px solid var(--gold-soft);
  color:var(--navy);padding:16px 18px;border-radius:4px;font-size:14.5px;margin:6px 0 0;
}
.form__error{
  background:rgba(180,40,40,.06);border:1px solid rgba(180,40,40,.35);
  color:#7a1f1f;padding:14px 18px;border-radius:4px;font-size:14px;margin:6px 0 0;
  line-height:1.55;
}
.form__honey{
  position:absolute !important;left:-9999px !important;top:auto !important;
  width:1px !important;height:1px !important;overflow:hidden !important;
  opacity:0 !important;pointer-events:none !important;
}

/* ============================================================
   COOKIE CONSENT BANNER
   ============================================================ */
.cookie-consent{
  position:fixed;left:24px;right:24px;bottom:24px;
  max-width:1180px;margin:0 auto;
  z-index:9999;
  background:linear-gradient(180deg,#0b1a2b 0%,#102339 100%);
  color:#fff;
  border:1px solid rgba(200,168,107,.28);
  border-radius:var(--radius-lg);
  box-shadow:0 30px 70px -20px rgba(0,0,0,.6);
  padding:22px 28px;
  opacity:0;transform:translateY(28px);
  transition:opacity .35s var(--ease), transform .35s var(--ease);
  pointer-events:none;
}
.cookie-consent.is-visible{opacity:1;transform:translateY(0);pointer-events:auto}
.cookie-consent.is-hiding{opacity:0;transform:translateY(28px)}
.cookie-consent::before{
  content:"";position:absolute;top:0;left:0;right:0;height:2px;
  background:linear-gradient(90deg,transparent,var(--gold),transparent);
}
.cookie-consent__inner{
  display:grid;grid-template-columns:auto 1fr auto;
  gap:24px;align-items:center;
}
.cookie-consent__icon{
  width:48px;height:48px;border-radius:50%;
  background:rgba(200,168,107,.12);
  border:1px solid rgba(200,168,107,.32);
  display:flex;align-items:center;justify-content:center;
  color:var(--gold);flex-shrink:0;
}
.cookie-consent__body{min-width:0}
.cookie-consent__title{
  font-family:var(--ff-serif);
  font-size:19px;font-weight:500;
  color:#fff;margin:0 0 4px;letter-spacing:-.005em;
}
.cookie-consent__text{
  font-size:13.5px;line-height:1.55;
  color:rgba(255,255,255,.78);
  margin:0;max-width:64ch;
}
.cookie-consent__text a{
  color:var(--gold);
  text-decoration:underline;
  text-decoration-color:rgba(200,168,107,.45);
  text-underline-offset:3px;
  transition:color .2s var(--ease);
}
.cookie-consent__text a:hover{
  color:#dcc28d;
  text-decoration-color:var(--gold);
}
.cookie-consent__actions{
  display:flex;gap:10px;flex-wrap:wrap;flex-shrink:0;
}
.cookie-consent__actions .btn{margin:0;white-space:nowrap}
.cookie-consent__actions .btn--ghost{
  background:transparent;
  border-color:rgba(255,255,255,.28);
  color:rgba(255,255,255,.88);
}
.cookie-consent__actions .btn--ghost:hover{
  border-color:var(--gold);
  color:var(--gold);
  background:rgba(200,168,107,.06);
}

@media (max-width:880px){
  .cookie-consent{padding:20px 22px}
  .cookie-consent__inner{
    grid-template-columns:1fr;
    gap:16px;align-items:start;
  }
  .cookie-consent__icon{
    width:40px;height:40px;
  }
  .cookie-consent__actions{width:100%}
  .cookie-consent__actions .btn{flex:1;justify-content:center;text-align:center}
}
@media (max-width:520px){
  .cookie-consent{left:14px;right:14px;bottom:14px;padding:18px 20px}
  .cookie-consent__icon{display:none}
}

/* ---------- FAQ ---------- */
.faq{
  border-top:1px solid var(--line);
  max-width:920px;margin:0 auto;
}
.faq__item{border-bottom:1px solid var(--line);padding:8px 0}
.faq__item summary{
  list-style:none;cursor:pointer;
  display:flex;justify-content:space-between;align-items:center;gap:24px;
  padding:24px 4px;
  font-family:var(--ff-serif);font-weight:500;font-size:21px;color:var(--navy);
  transition:color .25s var(--ease);
}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary::after{
  content:"";flex:0 0 auto;width:14px;height:14px;
  border-right:1.5px solid var(--gold-2);border-bottom:1.5px solid var(--gold-2);
  transform:rotate(45deg);transition:transform .35s var(--ease);
  margin-bottom:6px;
}
.faq__item[open] summary::after{transform:rotate(-135deg);margin-bottom:0;margin-top:6px}
.faq__item[open] summary{color:var(--gold-2)}
.faq__item p{
  padding:0 4px 22px;margin:0;font-size:15.5px;line-height:1.75;color:var(--text-soft);max-width:80ch;
}

/* ---------- DISCLAIMER ---------- */
.section--disclaimer{background:var(--ivory);padding:64px 0;border-top:1px solid var(--line)}
.disclaimer{
  max-width:980px;margin:0 auto;text-align:left;
}
.disclaimer .section__num{display:inline-block;margin-bottom:12px}
.disclaimer .h3{margin-bottom:16px}
.disclaimer p{font-size:14px;line-height:1.8;color:var(--text-soft);margin:0;max-width:90ch}

/* ---------- FOOTER ---------- */
.footer{
  background:linear-gradient(180deg,#08121d 0%, #050a12 100%);
  color:var(--text-light);
  padding:80px 0 36px;
  border-top:1px solid rgba(200,168,107,.2);
}
.footer__top{
  display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:60px;
  padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,.06);
  align-items:start;
}
@media (max-width:880px){ .footer__top{grid-template-columns:1fr;gap:40px} }

.footer__brand{display:flex;flex-direction:column;gap:0}
.footer__brand-meta{
  list-style:none;padding:0;margin:24px 0 0;display:grid;gap:6px;
}
.footer__brand-meta li{
  display:flex;align-items:center;gap:10px;
  font-size:14.5px;color:rgba(255,255,255,.78);line-height:1.5;
}
.footer__brand-meta li::before{
  content:"";flex:0 0 auto;width:6px;height:6px;border-radius:50%;background:var(--gold);
}
.footer__brand-meta a{color:rgba(255,255,255,.78);transition:color .2s}
.footer__brand-meta a:hover{color:var(--gold-soft)}

.footer__brand-address{
  margin:18px 0 0;padding-top:18px;border-top:1px solid rgba(255,255,255,.08);
  font-style:normal;font-size:13.5px;line-height:1.7;
  color:rgba(255,255,255,.6);
}

.footer__claim{
  margin:22px 0 0;font-family:var(--ff-serif);font-style:italic;
  font-size:17px;color:rgba(255,255,255,.6);max-width:36ch;line-height:1.45;
}

.footer__cols{display:contents}
.footer__col h4{
  color:var(--gold-soft);font-size:11px;letter-spacing:.26em;margin:0 0 22px;
  padding-bottom:14px;border-bottom:1px solid rgba(200,168,107,.2);
}
.footer__col ul{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.footer__col a{color:rgba(255,255,255,.72);font-size:14.5px;transition:color .2s}
.footer__col a:hover{color:var(--gold-soft)}

.footer__disclaimer{
  padding:30px 0 24px;font-size:12.5px;line-height:1.75;
  color:rgba(255,255,255,.42);max-width:90ch;
}

/* ---------- FOOTER REGULATORY / RECHTLICHE HINWEISE ---------- */
.footer__regulatory{
  position:relative;
  margin-top:48px;padding-top:40px;
}
.footer__regulatory::before{
  content:"";position:absolute;top:0;height:1px;
  left:calc(50% - 50vw);right:calc(50% - 50vw);
  background:rgba(255,255,255,.1);
}
.footer__regulatory-row{
  display:flex;flex-wrap:wrap;justify-content:center;align-items:flex-start;
  gap:48px 80px;
  padding:8px 0 36px;
}
@media (max-width:720px){ .footer__regulatory-row{gap:30px 36px;padding-bottom:28px} }

.reg-badge{
  display:flex;flex-direction:column;align-items:center;gap:12px;
  min-width:100px;max-width:160px;
}
.reg-badge__mark{
  display:flex;align-items:center;justify-content:center;
  height:42px;width:100%;
}
.reg-badge__mark img{
  display:block;
  max-height:42px;max-width:110px;width:auto;height:auto;
  object-fit:contain;
  filter:grayscale(1) brightness(0) invert(1);
  opacity:.78;
  transition:opacity .25s var(--ease);
}
.reg-badge:hover .reg-badge__mark img{opacity:1}
.reg-badge__label{
  font-size:10.5px;letter-spacing:.26em;text-transform:uppercase;
  font-weight:600;color:rgba(255,255,255,.55);
  text-align:center;line-height:1.5;
}

.footer__regulatory-text{
  position:relative;
  padding:30px 0 8px;
  text-align:center;
}
.footer__regulatory-text::before{
  content:"";position:absolute;top:0;height:1px;
  left:calc(50% - 50vw);right:calc(50% - 50vw);
  background:rgba(255,255,255,.1);
}
.footer__regulatory-eyebrow{
  display:block;font-size:11px;letter-spacing:.28em;text-transform:uppercase;
  font-weight:600;color:rgba(200,168,107,.7);margin-bottom:14px;
}
.footer__regulatory-text p{
  font-size:13px;line-height:1.85;color:rgba(255,255,255,.5);
  margin:0 auto;max-width:none;
}
.footer__bottom{
  display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;
  padding-top:24px;border-top:1px solid rgba(255,255,255,.06);
  font-size:12px;color:rgba(255,255,255,.4);letter-spacing:.04em;
}

/* ---------- REVEAL ANIMATIONS ---------- */
.reveal{
  opacity:0;transform:translateY(24px);
  transition:opacity .9s var(--ease), transform .9s var(--ease);
  will-change:opacity,transform;
}
.reveal.is-in{opacity:1;transform:none}
@media (prefers-reduced-motion: reduce){
  .reveal{opacity:1;transform:none;transition:none}
  .ticker__track{animation:none}
  .alloc__bar i{animation:none;width:var(--w)}
  .hero__scroll-line{animation:none}
  html{scroll-behavior:auto}
}